What if I told you there’s a potential $100,000 smackaroos in it for you for just sticking with me for another three minutes?

Here’s how: Clean up your credit score.

Seriously, I’m not going to harp on about how stellar credit means paying less interest on loans, qualifying for lower insurance premiums, and sailing through things like landlord and employment background checks. You know that already. Read the full story

Popularity: 7% [?]

You can almost hear the collective slaps to the head.

This recession has brought to light dumb money management practices, forcing just about all of us to confront our financial foibles. Read the full story

Popularity: 5% [?]

Should you hold off on saving until your nonmortgage debt is paid off?

Simple math suggests it’s better to get rid of debt before saving for retirement or an emergency fund. After all, if the savings rate is 1 percent and you have credit card debt at 14 percent interest, money is better spent paying down debt quickly. Read the full story

Popularity: 5% [?]

WASHINGTON – Consumers slashed their borrowing in July by the largest amount on record as job losses and uncertainty about the economic recovery prompted Americans to rein in their debt.
Economists expect consumers will continue to spend less, save more and trim debt to get household finances decimated by the recession into better shape. However, such action is a recipe for a lethargic revival, as consumer spending accounts for 70 percent of economic activity. Read the full story

Popularity: 2% [?]

It’s been said that the best things in life are free — and we couldn’t agree more. That’s why we’re back with our third annual list of our favorite freebies

We looked for primo goods and services, no useless junk allowed. And boy, did we find ‘em, from financial management and planning helps to entertainment and vacation freebies.

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Popularity: 4% [?]

Popularity: 3% [?]

That is the question…

I say yes! More and more people these days utilize this shopping strategy. I am not exception. I haggled and will continue haggling regardless of my financial situation. Even if I save just a dollar by haggling, I am satisfied. Am I cheap? No, I am just concerned about my money. Read the full story

Popularity: 4% [?]