Archive | Debt Free Tips

More Grocery-Shopping Money Saving Ideas

More Grocery-Shopping Money Saving Ideas

When you hear an advice on how to save money on grocery shopping, most likely you will hear to shop for store brands, eating before shopping, using coupons and making a shopping list. In “Grocery Shopping Tips To Help Save Money” I covered 3 most popular money savers, but I do want to talk a little bit more about those and other grocery shopping ideas that I have been utilizing for the last few years. I can’t say I have always been this way, but tough times call for “extreme” measures. If you really want to see some savings, try using some of the following tips:

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Popularity: 5% [?]

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Clean Up Your Credit and Save $100,000

Clean Up Your Credit and Save $100,000

What if I told you there’s a potential $100,000 smackaroos in it for you for just sticking with me for another three minutes?

Here’s how: Clean up your credit score.

Seriously, I’m not going to harp on about how stellar credit means paying less interest on loans, qualifying for lower insurance premiums, and sailing through things like landlord and employment background checks. You know that already. Read the full story

Popularity: 3% [?]

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4 Dumb Financial Moves in the Recession

4 Dumb Financial Moves in the Recession

You can almost hear the collective slaps to the head.

This recession has brought to light dumb money management practices, forcing just about all of us to confront our financial foibles. Read the full story

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Should You Pay Debt Before Saving?

Should You Pay Debt Before Saving?

Should you hold off on saving until your nonmortgage debt is paid off?

Simple math suggests it’s better to get rid of debt before saving for retirement or an emergency fund. After all, if the savings rate is 1 percent and you have credit card debt at 14 percent interest, money is better spent paying down debt quickly. Read the full story

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Fabulous Freebies 2009

Fabulous Freebies 2009

It’s been said that the best things in life are free — and we couldn’t agree more. That’s why we’re back with our third annual list of our favorite freebies

We looked for primo goods and services, no useless junk allowed. And boy, did we find ‘em, from financial management and planning helps to entertainment and vacation freebies.

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Popularity: 3% [?]

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Consolidation: The Pros And Cons

Consolidation: The Pros And Cons

consolidate-debt

Are you thinking about consolidating your debt? This is becoming very common among consumers in the United States. But even though consolidation can be a good thing you need to know that there are a few drawbacks as well. Knowing both the pros and cons of consolidation is an absolute must if you are going to be sure that you are making the right decision. Read the full story

Popularity: 67% [?]

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Spend Money On Necessities, Cut Back On Non-Essentials

Spend Money On Necessities, Cut Back On Non-Essentials

cutting-back-credit-card-crunch

Are you the type of person who spends money on non-essentials and puts the necessities on the back burner? If so, you are running your finances in a backwards manner. You should be spending on the necessities first, and only buying non-essentials if and when you have extra money for doing so. Read the full story

Popularity: 28% [?]

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Budgeting 101: On The Road To Being Debt Free

Budgeting 101: On The Road To Being Debt Free

budgeting-101

For some people, budgeting comes as second nature. But others are not as blessed with “financial prowess” and need to do some extra work. Setting a budget is easy enough, but when it comes to following your budget you may be in a little bit of trouble. Anybody can say they have a budget, but only those who are truly interested in financial success will follow it. Read the full story

Popularity: 26% [?]

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What Is Good Debt And Bad Debt?

What Is Good Debt And Bad Debt?

good-and-bad-debt

Have you ever heard the phrase that some debt is better than others? While this may not make sense at all, and it is hard to believe, this is a true statement. The fact of the matter is that there is a big difference between good and bad debt. Do you know the difference? If not, you are not alone. Read the full story

Popularity: 28% [?]

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